@tindall@cybre.space This probably doesn’t require all that much data. Banks have been doing this long before they had any fancy machine learning, just using stuff they ask for on the application form and a bit of financial history. (Age, zip. Oh, you have an income? So far, you pay the bill each month? From credit reports, you are using credit responsibly?) They don’t need much to bet on the averages.

“Employed techie” alone would probably go a long way since it makes income prospects look good.