these things are not meant to be taken nearly as literally as some (typically nerds) do; clearly there's an assumption implicit in the saying that all the life problems which could be solved w/ money, already have been. bc if not, why are we even discussing this? just buy stuff
who needs to be told "if you have a problem which money could solve, use money to solve the problem"? how could this be of use? who would not use money to solve problems if they could afford to do so? perhaps, then, that's not what the saying means, & you merely misinterpreted it