Over the past week, access to two of my bank accounts has been blocked and my bank has undone a transfer I made because "they weren't sure it was me".

Have banks become paranoid about security or is it just me? And should I be worried?🤔

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One hypothesis I have is that they detect "has logged in after a long time of inactivity" as security event marker, and so they don't let you in. Has some irony if true.

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