this sort of structure would unlock so much social capital currently locked up in nonfungible organic relationships, which, while nice, are not anything close to the global maxima social state
imagine a postrat society with a credit union & distributed gated community franchise
upon passing the gate and gaining admission, you'd be able to harness your social standing to obtain relocation financing, matching your physical social graph to your virtual, unlocking further synergies
said financing would be backed by your status and future on your salary