So.
Rsync is designed to do a network sync. It wants to run a process on the source and a process on the destination.
When the destination is a network drive, mounted locally, the destination process runs locally, and does all the necessary reading off of the network drive.
Which means that while rsync is technically resumable, the amount of work doesn't go down if it's interrupted.
Because the bottleneck is the network, and every file will go over the network. To send if it's not there, or to read if it is there.